Is there term life insurance for people living with HIV?

Yes, people with HIV may be able to qualify for life insurance coverage.

New York Life, Mutual of Omaha, and Physician's Life may offer life insurance coverage for people who are HIV positive.

The requirements for approval and the amount of life insurance available will vary by insurance company, as each has their own set of guidelines for approval.

There are also Employer provided group life insurance plans that offer coverage to employee...
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Testing positive for HIV after your Life Insurance policy is "In Force" has no affect on your life insurance coverage. Once the life insurance policy is issued the life insurance company can not change it because your heath has changed.

Testing positive for HIV before applying for a life insurance policy will be a decline with most insurance companies but not all.

Testing positive for HIV during an Insurance Health Exam will be a decline or at best postponed till you are rec...

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